Frequently asked questions

Contents

How much can I loan?

The loan amount will be roughly 1 to 2 times of your monthly salary.

Loan duration?

We provide 9, 12, or 18 month loans.

Do you have business loan?

Yes, please see here.  

Office location?

Value Quest Finance
Unit 1006B West Tektite Tower, Exchange Road
Pasig City 1605
(Google Map)

Co-maker needed?

Because this is an uncollateralized loan, we require a co-maker. Your friends, officemates, family, spouse, or relatives can be a co-maker.

Co-maker requirements?

  • Proof of billing
    • If under a different name, put a note stating how co-maker is connected to the person on the bill.
  • ID with photo & signature

Can the co-maker apply for a loan as well?

Yes. The co-maker can apply too.
You can be back-to-back co-makers to each other.
But you must submit separate applications.

Collateral needed?

No collaterals needed.

Can I use an old certificate of employment used for other purposes?

Yes, we accept that.

Do you have OFW or seaman loans?

Sorry, we don't offer those types of loans.

Allotee loans?

Sorry, we don't have allotee loans.

How many days processing?

5 business days.

How much interest rate?

The interest rate could be between 3% to 4% per month depending on the result of the credit investigation.

What if proof of billing is under a different name?

It's ok if the bill is not under your name. Just put a note in the email when you submit your application stating how you're connected to the person on the bill.

Do I really need to sign the application form?

No need to print, sign, and scan the application form. Simply fill it out in Excel and email to us along with the other requirements.

Is Excel available on the iPhone, iPad, or Android for free?

Yes it’s free. Just search for it in your respective app store.

Where can I find the personal loan requirements list and instructions?

Please click here.

Still have a question?

Please contact us here.